A random compilation of the everyday differences between UK and India. — Let us continue where we left off last week. In case you missed it, see part 1 here. #26 Medical care is free (technically, your taxes pay for it) irrespective of how expensive your treatment is. Heart transplant? Free. Chemotherapy? Free. Dialysis? Free. Got into an accident and require emergency…

A random compilation of the everyday differences between UK and India — It is common knowledge that life in the developed west is better than that in India. How exactly is it better? After spending 6 months in London, I think I can begin to answer that question. Often, broad, reductive statements like “quality of life is better” are thrown around. In…

Technology is a lever. It magnifies work. And the lever not only grows increasingly long, but the rate at which it grows is itself increasing. - Paul Graham Buckle up. We are going to be looking at a cliched, overly discussed topic: AI vs Jobs. We will look at this…

Does Effective Altruism really help us do good better? — "The only wealth you truly keep is the wealth you give away." - Marcus Aurelius In my previous article, we saw what Effective Altruism (EA) is and why it is important. In case you missed it here it is in a nutshell: Effective altruism is a philosophy and social movement…

And that is awesome. — I. We, humans, look forward to a future where our to-do list is empty. One where there are no more problems and conflicts to solve. One where all that humanity knows is peace and tranquillity. One where we as a species are finally successful. Not only is such a future impossible…

The Need for an Evidence-based Approach to Charity — "Society grows great when old men plant trees whose shade they know they shall never sit in." - A Greek Proverb Problem: Emotional Empathy Before we spend money on something, we do our homework. We look at Zomato/Yelp ratings to decide on a restaurant, Rotten Tomato scores for movies/TV shows, youtube reviews for…

“All of humanity's problems stem from man's inability to sit quietly in a room alone.” - Blaise Pascal Nearly 43 years ago, the first IVF baby was born in England. Last year, the first polygenically screened baby was born. This is her: It is a big deal for humanity because…

Is it all worth it? — Trigger Warning: Depression I. Saitama is the protagonist of a popular TV show/anime called One Punch Man (it streams on Netflix). He is this skinny, seemingly innocuous, bald-headed dude. As the title of the show suggests, Saitama’s punch is so annihilative that one punch is all it takes to kill any…

Outsourcing implementation, adding crypto and other customizations of Permanent Portfolio — So far we have seen what the Permanent Portfolio (PP) is (part 1), and how to implement it (part 2, and part 3). This is the 4th and final part of this DIY personal finance series. We will be covering: ⏩ Outsourcing the implementation of PP to a basket instrument …